Can you believe it? We're on our last week of Total Truth Thursday! I want to give a huge thank you to everyone who has joined us, even if it was just for one of the weeks. Kirstin and I have really enjoyed getting to know all of you and learning your total truth!! Personally, I've had a busy month and haven't blogged as much as I'd like, but I've always looked forward to our Thursdays!
Today's topic is money.
|SOURCE | Some words of wisdom from Dave Ramsey|
I have a love/hate relationship with money. I wish I had more of it and hate the greed that it breeds all at the same time. All of the things that are wrong with our society and world trace right back to greed- people wishing they had more money and more power, but then I wish I had more money so we could do all of the things we want to do. It's a thin, thin line. I think that's why the Bible warns so much about wealth, not because it's a bad thing, but because the line between healthy and greedy is easy to cross.
Personally, we'd love to be in a place as a family where we are debt-free with a solid plan for retirement, a good cushion in savings, and a plan to use the rest of our money as we feel led. We've been following Dave Ramsey's steps and although at times we've not stuck as closely to his plan as we should have (he'd probably yell at me if I called into his show!), it's been a huge motivator in our financial decisions and the reason we're so close to being debt-free outside of our mortgage. We don't have brand new cars, we budget, and we go without a lot of the things we really want. But when we look at our long term goals, and see how our discipline has paid off even in the first few years of our marriage, we stay motivated to get ourselves to a better place.
I feel sad about how our culture views money. I hate all the commercials meant to make us dissatisfied with what we have and that tell us we're not good enough, not smart enough, not respected enough unless we have what they're offering. I hate the advertisements that appeal to us not based on what we can actually afford, but the payment we can make. There's a difference! Aside from a big purchase like a house, if you can't pay cash for it, then you can't afford it.
There is such an "I want it and I want it now" mentality in our culture, and I'll admit, it's hard for me to fight it. Believe me, I wish I could have what I want now, I just am not willing to go into debt to get it. I want to feel free and unbound by the weight of owing someone else, and paying extra to owe them at that!
I get annoyed when I hear people complaining about money problems when they're making poor decisions, racking up debt, and living above their means. Our entitlement culture tells us we deserve to get what we want. It takes discipline, going without luxuries and extra comforts, and working your butt off to get where you want to be. I really believe in one of Dave's most famous sayings- "Live like no one else now, so you can live like no one else later".
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